Effectively, this is the amount you pay out-of-pocket for medical services before your insurance benefits will start to contribute to the cost of an allergy test.
A co-pay is a minimum cost per visit, so even if you have maxed out your annual deductible, a charge per office visit will apply.
Co-insurance is a percentage of the total cost of the services provided that you will pay. Depending on your plan, a co-insurance may still apply even if you have met your deductible for the year.
The provider you choose may or may not be in-network with your insurance plan. Also, some plans require referrals from a primary care physician. Typically, it's beneficial to stick to providers within your network if you're looking to apply your insurance benefits to allergy testing. However, we do offer competitive self-pay rates if you choose to not apply insurance benefits to the testing if we are out-of-network from your insurance plan.
Depending on your health history, we may also screen for sinus and nasal structural issues during your appointment by performing a nasal endoscopy.
A nasal endoscopy
is very similar to what your PCP does when you go to them and say you have a sinus infection and they look up your nose with the little light. Our nasal endoscopy is similar, however, the provider uses a different type of handheld device. They place the device right at the tip of the nasal passage; it is very non-invasive and not painful, so no anesthesia is necessary.
The nasal endoscopy is not part of the allergy test, but an important part of your screening -- particularly if reported allergy symptoms are affecting the sinuses or you have a history of chronic sinusitis
Screening for structural sinus issues
such as a any blockages or nasal polyps, helps us identify the best path for treatment, and can be an early detector for other more serious health conditions like cancer.